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Online Credit Facilities

Finance Examples

Please note: The MAXIMUM LOAN AMOUNT is £5000 (after deposit), eg with a 10% deposit, the maximum purchase value is £5555.56. Finance will not be offered where the cart value is above this amount

Selected products in our website are available to purchase via finance.
These products are marked with a small logo: Finance Select products with , all other products with and a full example is available to view on the product page itself.
Available finance packages may not be available equally on all products, for example, as our special offers are already discounted, we might not offer our best finance package where offers are selected.
Products in our site fall into four finance categories. The finance offered will be determined by whether your chosen product is a finance select product or a special offer.
Selecting multiple products may alter the finance package we can offer you and you should note that although a particular finance package is offered when viewing the product, it may not be offered when you select additional items that qualify in a different finance category.
The best finance package we can offer will be displayed when you review your shopping cart.

Current example requested for FINANCE SELECT, NON OFFER

See examples for:
FINANCE SELECT, NON OFFER
FINANCE SELECT, CURRENT OFFER
NORMAL PRODUCT, NON OFFER
NORMAL PRODUCT, CURRENT OFFER

Finance available on your selected item(s), purchase price of £699

Interest Free Finance (18 Months) available when you spend over £499.98 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 0%
Number of monthly payments: 18
*Monthly Repayment: £34.95
Total amount payable: £699
Cost of Credit: £0
*Final payment may be slightly higher or lower than quoted


Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.

Pay a small 10% deposit and the balance is split over 18 equal monthly payments. No Interest... No Hassle!

A typical example is shown above.
Interest Free Finance (12 Months) available when you spend over £499.97 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 0%
Number of monthly payments: 12
*Monthly Repayment: £52.43
Total amount payable: £699
Cost of Credit: £0
*Final payment may be slightly higher or lower than quoted


Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.

Pay a small 10% deposit and the balance is split over 12 equal monthly payments. No Interest... No Hassle!

A typical example is shown above.
Interest Free Finance (6 Months) available when you spend over £499.95 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 0%
Number of monthly payments: 6
*Monthly Repayment: £104.85
Total amount payable: £699
Cost of Credit: £0
*Final payment may be slightly higher or lower than quoted


Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.

Pay a small 10% deposit and the balance is split over 6 equal monthly payments. No Interest... No Hassle!

A typical example is shown above.
Interest Free Finance (10 Months) available when you spend over £499.96 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 0%
Number of monthly payments: 10
*Monthly Repayment: £62.91
Total amount payable: £699
Cost of Credit: £0
*Final payment may be slightly higher or lower than quoted


Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.

Pay a small 10% deposit and the balance is split over 12 equal monthly payments. No Interest... No Hassle!

A typical example is shown above.
Interest Free Finance (24 Months) available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 0%
Number of monthly payments: 24
*Monthly Repayment: £26.21
Total amount payable: £699
Cost of Credit: £0
*Final payment may be slightly higher or lower than quoted


Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.

Pay a small 10% deposit and the balance is split over 12 equal monthly payments. No Interest... No Hassle!

A typical example is shown above.

Finance available on Finance Select Offers with a purchase price of £699

Classic Credit 12 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 12
*Monthly Repayment: £57.66
Total amount payable: £761.82
Cost of Credit: £62.82
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 12 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.
Classic Credit 24 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 24
*Monthly Repayment: £31.39
Total amount payable: £823.26
Cost of Credit: £124.26
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 24 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.
Classic Credit 36 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 36
*Monthly Repayment: £22.73
Total amount payable: £888.18
Cost of Credit: £189.18
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 36 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.

Finance available on Normal Products (Excluding Offers) with a purchase price of £699

Classic Credit 12 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 12
*Monthly Repayment: £57.66
Total amount payable: £761.82
Cost of Credit: £62.82
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 12 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.
Classic Credit 24 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 24
*Monthly Repayment: £31.39
Total amount payable: £823.26
Cost of Credit: £124.26
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 24 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.
Classic Credit 36 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 36
*Monthly Repayment: £22.73
Total amount payable: £888.18
Cost of Credit: £189.18
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 36 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.

Finance available on Normal Offer Products with a purchase price of £699

Classic Credit 12 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 12
*Monthly Repayment: £57.66
Total amount payable: £761.82
Cost of Credit: £62.82
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 12 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.
Classic Credit 24 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 24
*Monthly Repayment: £31.39
Total amount payable: £823.26
Cost of Credit: £124.26
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 24 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.
Classic Credit 36 months 19.5% available when you spend over £500.00 on selected products
Price of Goods: £699.00
Less Deposit (10%): £69.90
Loan amount: £629.10
APR: 19.5%
Number of monthly payments: 36
*Monthly Repayment: £22.73
Total amount payable: £888.18
Cost of Credit: £189.18
*Final payment may be slightly higher or lower than quoted


For customers who prefer to opt for a traditional credit package, our Classic Credit offers the ideal solution. Classic Credit 36 is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over equal monthly payments, at an APR of 19.5%.

A typical example is shown above.
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Inverness Cycle Store delivering around the UK

We stock a selection of Scott, Giant and Orange bikes as well as a range of mountain bike clothing, cycling accessories and bike components in our Inverness store, available for order online with delivery anywhere in the UK! Finance available.

Highland Bikes

29-31 Shore Street
Inverness IV1 1NG

t: 01463 234789
e: info@highlandbikes.com
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